hi ive just discovered that my insurer will not insure my car because my van is over 7mtrs does anyone know an insurer that will?thanks in advance,russ
car insurance with van over 7 mtrs
- Thread starter russell_5125142
- Start date
is this 7 metres total length ie including the A frame?
I ask because mines is 7.3M total and have never been asked the length or for that matter know why it would effect you car insurance?
I ask because mines is 7.3M total and have never been asked the length or for that matter know why it would effect you car insurance?
my van is 7.3 mtrs,while re newing my car insurance i asked if there was a limit to the length of van i could tow.the limit on this policy is 5.8 mtr shipping length.pulling anything longer would invalidate my insurance if i were in an accident.
I am certainly no expert on these matters, but it is not something I have come across before, as car insurance does not actually cover the caravan in the case of a accident [unless somebody knows differently]You have caravan insurance to cover the caravan.
Hopefully somebody wiser than me will come forward
Hopefully somebody wiser than me will come forward
Most car insurance policies cover your caravan for third party risks only, that is to say if you damage something with your caravan whilst towing it then your insurance company will cover the cost of the repair to the third party but not for the repair to your caravan.
Never heard of a length limit for caravans, it was certainly never mentioned when I told my insurance company about towing. I wonder where the length limit comes from? Seems a bit arbitrary to me!
Most car insurance policies cover your caravan for third party risks only, that is to say if you damage something with your caravan whilst towing it then your insurance company will cover the cost of the repair to the third party but not for the repair to your caravan.
Never heard of a length limit for caravans, it was certainly never mentioned when I told my insurance company about towing. I wonder where the length limit comes from? Seems a bit arbitrary to me!
(apologies for repeat posting)
Never heard of a length limit for caravans, it was certainly never mentioned when I told my insurance company about towing. I wonder where the length limit comes from? Seems a bit arbitrary to me!
(apologies for repeat posting)
Bell insurance have a limit - I know because I only found out I wasn't covered when the paperwork came through (despite giving them the details including the length when asking for a quote).
I think its mainly started coming in at the lower end of the market, but there can be a few other rules to look for. Aviva only covered a trailer/caravan if it was owned by me (stopped me hiring a trailer when doing some building work).
I've moved to Adrian Flux, who seem very relaxed about towing and modifications generally.
I think its mainly started coming in at the lower end of the market, but there can be a few other rules to look for. Aviva only covered a trailer/caravan if it was owned by me (stopped me hiring a trailer when doing some building work).
I've moved to Adrian Flux, who seem very relaxed about towing and modifications generally.
We insure our car and caravan with the Caravan Club now but when we were with Zurich we had no problems except they would only cover the car for 62 days and as we come to Europe for 3 months at a time we changed to the CC as it covers for 6 months.
I've just switched to Aviva. Told them I have a tow bar fitted etc. No mention anywhere about length restrictions. The Wyoming id 7.89m so I guess Russell's Insurers wont want me. Who are they Russell?
Cheers
Dustydog
Cheers
Dustydog
sarah here just found out our car insurance drops from fully comp to 3rd party when hitched,thanks nice man from the 11,one with yellow recovery trucks.have changed fast now am fully comp when hitched.CHECK INSURANCE!!!!!!!!!!!!!!!
used the aa,they have no limit on van length,but sainsbury,tesco and esure all had a limit on the length of trailer or van they would insure my car to tow and i tow with a range rover vouge so nothing to do with whether the car was able or not.so look out when you re new folks.
Hi,
Provided you have the CORRECT driving licence, your insurers will find it very difficult to wriggle out of paying a Third Party claim ..... even if you are blind drunk, overloaded, and driving flat out without brakes, on bald tyres, through a pedestrian only area. They can of course, come back and sue you to recover their losses.
They are likely to be unsympathetic when it comes to paying out for "own damage" ...... but I suppose you could always sue them.
I think you will find that 7 metres is the longest trailer that the normal car can tow, so you would be breaking the law if you pulled something longer. OKAY, there are exceptions, such as glider and boat trailers, but they seem to be dependent on the size of the load being carried ...... something like "indivisible".
602
Provided you have the CORRECT driving licence, your insurers will find it very difficult to wriggle out of paying a Third Party claim ..... even if you are blind drunk, overloaded, and driving flat out without brakes, on bald tyres, through a pedestrian only area. They can of course, come back and sue you to recover their losses.
They are likely to be unsympathetic when it comes to paying out for "own damage" ...... but I suppose you could always sue them.
I think you will find that 7 metres is the longest trailer that the normal car can tow, so you would be breaking the law if you pulled something longer. OKAY, there are exceptions, such as glider and boat trailers, but they seem to be dependent on the size of the load being carried ...... something like "indivisible".
602
602 said
"I think you will find that 7 metres is the longest trailer that the normal car can tow, so you would be breaking the law if you pulled something longer".
I think something has got lost in the translations here.
Elddis, Swift, Bailey , Lunar , all make caravans longer than 7 metres, all pulled by normal cars. Ok I use a Sorento but I have seen non 4x4s tugging these c'vans.
I cannot ever remember being asked what I wil tow or the length of the unit by an insurer.
Best policy is to err on the side of safety and tell your insurer you are towing a caravan.
Cheers
Dustydog
"I think you will find that 7 metres is the longest trailer that the normal car can tow, so you would be breaking the law if you pulled something longer".
I think something has got lost in the translations here.
Elddis, Swift, Bailey , Lunar , all make caravans longer than 7 metres, all pulled by normal cars. Ok I use a Sorento but I have seen non 4x4s tugging these c'vans.
I cannot ever remember being asked what I wil tow or the length of the unit by an insurer.
Best policy is to err on the side of safety and tell your insurer you are towing a caravan.
Cheers
Dustydog
Hi Dustydog,
Checkout http://www.practicalcaravan.com/legal/index.html
Says max length is 7 metres. Note that the drawbar is not included in that length. I have also read mutterings about the gas-bottle box being included.
602
Checkout http://www.practicalcaravan.com/legal/index.html
Says max length is 7 metres. Note that the drawbar is not included in that length. I have also read mutterings about the gas-bottle box being included.
602
Thanks for that 602.
I shall go and measure the Wyoming tomorrow and double check the Bailey figures.
Cheers
Dustydog
I shall go and measure the Wyoming tomorrow and double check the Bailey figures.
Cheers
Dustydog
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