Hi Jonny
Yes the dynamic loading during towing is very different to any nose load applied when stationary.
The tow hitch and its mounting points will have been designed with the dynamic loads in mind and consequently should be able to withstand considerably more load when stationary than the specified limit.
I have no actual figures to call on but I can well believe that vertical accelerations in the order of 2 to 3G are potentially possible on the hitch when towing which basically means it should withstand a static load of 2 to 3 times (or possibly more) the specification. To put this into perspective if the specified max nose load is 75Kg then I personally would be happy to load it up to about 200Kg WHILST STATIONARY.
DO NOT ATTEMPT TO MOVE THE OUTFIT WITH THESE SORTS OF LOADS.
In practice of course if you do enter a caravan whilst hitched, then your weight is shared by the hitch and the main wheels in proportion to where you are between these two support points.
The distance from the tow ball to the front edge of the seating in most caravans will be about 1.5M (allowing for gas bottles and rake of front screen) Generally the distance from that point to the axle will be about 2M, so at worst an person sitting at the from of the caravan would only exert a maximum of about 57% of their weight on the hitch
The further back from the hitch, the lower the percentage that gets transfered, and the same applies if the axle is nearer.
Now because it is impractical for joe public to measure the dynamic loads on the tow ball, the designers test and calculate what equivalent static load will remain within safe working limits when under towing conditions. That is why the manufacture nose loads must be adhered to when towing.