You are correct Clive in what you say, however that only refers to caravan insurance. However, if you look at the '5C's policy document also given on the website, it clearly states on page 3 that the underwriters of the Scheme are the Caravan Club and Devitts Insurance Services. In fact the principal underwriter is actually AXA Insurance. In addition, as I am sure you know, the Caravan Club also offers home and car insurance of all types which is also supplied only through Devitts. The paperwork always shows both logos at the top.
So we could be splitting 'hairs' a bit here but I stick by my comment that the Caravan Club is not in itself an insurance company. In fact I have had that quoted to me when contacting the Club on an insurance issue. Now I admit that I have never actually insured my caravan with the CC but have insured both cars, homes and motorhomes with them, always through Devitts, and the actual insurance has always been provided by one of the regular companies, such as Equity Red Star, Axa etc that offer similar services through any broker.
I have taken out the Red Pennant cover for my overseas trip this year and I note that this is actually supplied by Groupama Insurances as part of a 'master policy' held in the name of the Caravan Club.
Now I am not questioning the value, or otherwise of any Policy offered through the CC. This is entirely up to the individual concerned, merely that the CC is just an intermediary, as is the C&CC and for that matter Saga for instance.
Cheers
Facebook
Twitter