Hello Ian,
It is easy to believe that because 12V dc systems wont give you a electric shock that they are safe and easy to work with.
Just because the voltage is low, it means that to be able to do any reasonable amount of work, the current capability has to be high, and there is the danger.
Under sized wires, or poor connections and bad wiring practice are just as likely to cause problems, as in mains systems and in the worst cases, there is a real potential for then to start a fire.
The principals of 12v circuits are straight forward, and basic school physics is all you really need to understand them, and whilst DIY is relatively easy, if you are unsure of any aspect please refer the design and installation to a professional.
Then heaven forbid if something does go wrong there is trade insurance policy to claim against.