The whole paper license deal is supposed to be ending next year any way, police will be able to access all records using the photo license. The paper license with the photo card will go along with old the paper license. (Unless HM government have run out of funding for the change)
By 2015 everyone is supposed to be having a photo card or does anyone know if that has been dropped now?
You can pay for IAM courses and various others that may help you get an insurance discount. DVLA have run a raffle for online sorning already, I don't see why there' been all the fuss here about government potentially offering a good driving carrot especially for newer young drivers