Home Insurance what a joke

[Val & Frank]

Received my renewal quote from the RBS £299.25, Phoned More Than for a quote yes Sir no problem £200.44.

Phoned RBS to cancel let's look at this Sir, you have been a loyal customer for x years. We can offer you the same level of cover as before for £199 how does that sound Sir ?? Sounds good says I, but why did you not offer that on the renewal?? Well Sir the system didn't note you have been a loyal customer with no claims over 10 years. Well I suggest you change your system because I just cancelled.

Val & Frank

 

[BeemerMal]

Well done Frank. So many people just pay the renewal premium without checking. Most insurers try it on. I don't think I have ever accepted a renewal quote without checking the competitors and with the internet it is so easy now. In almost every instance I have been able to get improved cover and a reduced premium.

I look at it this way.....The savings on the various insurance policies we have more than pays for my annual broadband connection and my telephone line/calls.

 

[Angus1]

Unfortunately its not just home insurance.

A couple of years ago I got my renewal through for my motorbike from Hastings -

 

[Oldfogey]

It's no good having either principles or loyalty when dealing with insurance companies - they have neither.

The most difficult thing is to find a company that will insure you if you are away for more than a limited period (as many retired caravanners are). Usually the cover drops to next to nothing.

Both the clubs offer satisfacory cover, but won't quote for a house as old as mine!

 

[Meister]

For me it has been standard practise for some years to ring round other insurers whenever a renewal quote comes through for car, house etc.

The point has been done to death on TV consumer programs, in the press and on a certain money saving website .......... NEVER EVER accept a quote of your current insurer ....... ALWAYS check with other companies first as you will often get a better deal BUT ensure you check "like-for-like".

Steve

 

[Meister]

I forgot to add ........... I had a quote from one of the caravanning clubs and it was TWICE the cost of the one I have gone with for almost identical cover ...... now that is what I call a rip off.

Oh ..... and yes the one I have gone with is reputable and has been in insurance for a long time.

Just shows that the big ones are not always the best lol.

Steve

 

[Viking1]

Sorry but I going to go home insurance to tell you this one but I still staying with insurance as I thick with a lot insurance that we need to have we are get rip off.

Going a bit of the home insurance now to tell you this one and going with car insurance.

You now how I y have no car insurance for two years you loss your no clam bounce that you have got other the years even if you had been drive on some one insurance.

Well I was phone round to get a quote for a car and I had let it other two years so I throat that I cud not use the 65% I had got before but I phoned one that I seen on the TV to see if they cud give me a quote the lady ask y I had no clam bounce and when I told her y she said phone owe sister insurance up as they cud help.

So I phoned them up told them y I had not any no clam bonce.

Said as long as I can show that I did have 65% no clams bonce and that I had been drive for the last 4 years and have less than 3 point on my lice. They would let my have insurance with them and use the no clams bonce that I used to have. It was a save of other