Hi Philip.
what you have written is basically correct, however there are a little more complications involved,
given the figures you have ie 2035kg GVW, 3750kg MGTW, 1135kg front axle, 1015kg rear axle.
1. if you add the front and rear axles max weight there is a difference to the GVW of 115kg now that is not much but it is important, given the extra weight of the tow bar and nose load when towing the van,or loading the roof via a rack or box, it is unlikely that the gross weights of either axle would be exeeded but you must be aware of it,
2. the difference between the max train weight and the max gross weight may or may not be the maximum "towed" weight allowed some are smaller and some are bigger it depends on the manufacturers figures, off hand I think the Mondeo is 1800kg, so of course the vehicle could not be at it's max gross weight.
you will notice I said max "towed" weight this is not the MTPLM of the van as the nose weight is carried by the car and deducted from the the vans weight, what is left is the "towed weight" in this the calculations must balance out with the rear axle weight when the van is unhitched. what I am saying is the van must not exeed the plated MTPLM but as soon as it is hitched to the car this figure is reduced by the amount of noseweight. and the noseweight added to the rear axle weight of the car,
3. the term kerb weight is hard to define as this alters between models, on the V5 document there may be a mass in service weight this is a better figure to base the weight ratio on, if you need one.
4. while a 85% ratio may be sensible for a beginner and is only a recommendation a better way is to try and keep the towed weight a light as possible, don't think that just because your car can tow a 1800kg van that is the weight you have to look for, a van with a MTPLM of 1400kg would be better providing it meets your needs.