Wheel lock
- Thread starter Thomsond1
- Start date
First stop is to see what, if any, particular wheel lock your insurance company specify.
That might have an influence on your options.
That might have an influence on your options.
If I were looking for a wheel lock I would probably go for the Wraith in preference to the Alko which wasn't always the easiest to fit. I used the Alko when in storage or on the drive, but when touring I used a lighter weight Milenco one. I see the Alko as the most secure, with the Wraith being a bit less so, but more manageable when touring . My insurer the CMHC offered 10% discount for using the Alko, but did not specify any particular make or type. I didnt bother with accepting the 10% as at the time the T&C were not flexible.
Hello Thomsond1 and welcome to the forums.
You haven't mentioned the year and make of your caravan or if it's a single or twin axle but, have you checked to see if it has a receiver for the Alko wheel lock. It's attached to nearside wheel drum. If it has, you can buy just the Alko locking device which I believe is the lock most favoured by insurance companies.
See here: https://www.al-ko-secure.co.uk/
You haven't mentioned the year and make of your caravan or if it's a single or twin axle but, have you checked to see if it has a receiver for the Alko wheel lock. It's attached to nearside wheel drum. If it has, you can buy just the Alko locking device which I believe is the lock most favoured by insurance companies.
See here: https://www.al-ko-secure.co.uk/
What do you mean by "most favoured by insurance companies" ? Mine, the CMHC, gave a discount for using the Alko wheel lock but the T&Cs were restrictive so I declined. But other than that all they required was to use a wheel lock, which gave a wide selection to choose from pretty feeble to stronger more cable certified ones. For touring I used a lightweight Milenco, which met the insurers requirements but would have withstood attack for only a short while. But there again caravan thefts on sites are thankfully rare events. I would carry the Alko just in case I felt additional security was required, or the lightweight one failed for some reason , but never did fit it on site.
Worth a very good quality wheel lock either Alko or Wraith, your choice unless insurer specifies.
I did say I believe it to be, not that it is!
Unless things have changed the AL-KO Secure is still the only Wheel Lock on the market that has been awarded Sold Secure to Diamond Standard. Of course, I'm willing to be corrected.
The spec of the Bailey Brindisi does show that an AlKo receiver is fitted but, doesn't mention that the lock itself is included. I'd do a visual check first to see if the receiver is there first. It might also be worth speaking to your insurance company to see which wheel locks they approve.
There is little doubt that the AlKo lock is a pain in the backside to fit. So, I use a SH5432 Stronghold Protector wheel lock for ease of fitment when leaving my caravan unattended on motorway service areas and the like for more than a few minutes.
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I use a Purpleline Nemesis Ultra. I have no idea if it's better or worse than some of the others mentioned.
I also use the Nemisis Ultra. Very similar to the Wraith, so if looking at either I would go for the cheaper of the two. I doubt there is any real difference in their security.
Sorry I don't have the whole cover off, it was a quick pic, bit would that be the hitch lock, the Al Ko.
There is no stipulation on my insurance to have a wheel clamp or hitch lock while it's in winter storage, only when the site is open.
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I bought this wheel clamp too, I've got a Swift challenger sport 524, 2014, just thought it looked easy to fit for a novice.
That’s the stabiliser. handle in your photo. Your wheel clamp may be easy to fit but does it meet any security standards? For use whilst touring it should be okay as there are very few thefts of caravans reported from sites but if you don’t want the Alko wheel lock I would have gone for the Wraith or Nemesis which are easy to fit and meet Sold Secure Gold Standard.
The Link below shows various Sold Secure hitch locks plus other security devices.
Caravan & Trailer Security Products - Sold Secure Approved
Find Caravan Security products for your caravan or trailer, find a wheel clamp for a caravan or trailer wheelclamp approved & tested by Sold Secure.
www.soldsecure.com
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We had this for our caravan a Milenco compact wheel clamp because it was easy to fit and also insurance approved
I looked through my Insurance docs and there is no requirement for a hitch lock or wheel clamp over the winter in storage on the site, only when open.
I can't see any specific type they require, Coast Insurance if anyone knows any different that would be helpful.
Thanks.
I can't see any specific type they require, Coast Insurance if anyone knows any different that would be helpful.
Thanks.
Not all insurers stipulate a make because if they did and the van was stolen by lock picking. or angle grinding the device I suspect some would try and sue them.
The requirement will normally be in the schedule and not the conditions as the level of security depends on the value and other things so they have to put it elsewhere in with other details they add to show the specific policy details.
Excuse my stupidly, but I just list my security devices and see what the quotes are. Don't get the " see what your insurance company accepts" bit. Never had a problem. Some people on her are just posting rubbish........Sorry but you are.
If they accept the request, thats it.
If they accept the request, thats it.
I ended up sending that big yellow and black wheel clamp back to Amazon, it was for trailers, on it's tightest setting I could move it off of one side of the wheel and into the next spoke.
I bought a Maypole clamp and a Stronghold hitch lock.
I bought a Maypole clamp and a Stronghold hitch lock.
Surely by listing your devices and receiving a quotation the insurer has tacitly accepted your devices, but without “ approving” them. In my experience most insurers just stated the general requirements for security devices. IE a hitch lock and wheel clamp are to be fitted. The only time I came across an insurer specifying a particular device was if offering a discount for using an Alko wheel lock.
CAMC Caravan Security Condition on my policy is worth quoting in full in view of some of the recent comments.
Whilst they DO NOT specify make and model they do describe the type. Fairly free ranging. Note the Condition also requires a tilt sensor alarm .Clive raises a good point
regarding specifying your security at the proposal stage. The proposal form forms the basis of the contract of insurance. But when the subsequent policy wording relaxes and says as below you are quite entitled to change to another approved security device.
NB I cannot comment on any other caravan insurers requirements.
Security Condition
It is a requirement of this insurance that whenever the caravan is left unhitched from a
towing vehicle it is immobilised or protected against theft or unlawful removal by the
use of one of the following: a hitchlock, wheel lock, wheel clamp, heavy duty chain with
an anchor point and lock, an alarm system which is triggered by external sensors of
movement, or immobiliser. The Member will also have to comply with any additional
security requirements shown on the Caravan Cover Schedule.
Failure to comply with this Security Condition and/or any other security requirement
shown on the Caravan Cover Schedule means the Member will not have the benefit of
this insurance for any claim for the theft or attempted theft of the Caravan.
Whilst they DO NOT specify make and model they do describe the type. Fairly free ranging. Note the Condition also requires a tilt sensor alarm .Clive raises a good point
regarding specifying your security at the proposal stage. The proposal form forms the basis of the contract of insurance. But when the subsequent policy wording relaxes and says as below you are quite entitled to change to another approved security device.
NB I cannot comment on any other caravan insurers requirements.
Security Condition
It is a requirement of this insurance that whenever the caravan is left unhitched from a
towing vehicle it is immobilised or protected against theft or unlawful removal by the
use of one of the following: a hitchlock, wheel lock, wheel clamp, heavy duty chain with
an anchor point and lock, an alarm system which is triggered by external sensors of
movement, or immobiliser. The Member will also have to comply with any additional
security requirements shown on the Caravan Cover Schedule.
Failure to comply with this Security Condition and/or any other security requirement
shown on the Caravan Cover Schedule means the Member will not have the benefit of
this insurance for any claim for the theft or attempted theft of the Caravan.
This is Milenco compact wheelclamp we use .
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