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Beware Insurance Clauses!!

S

shropshirefuzzyed

Hi everyone,i just picked up on something which I was not aware of previously.Some mainstream insurance policies in respect to travel insurance and hospitalisation due to accident and causng damage have clauses of "Not insured" not only for driving a ski boat or mountaineering or scuba diving but for "Towing a Vehicle". I was with Goldfish who did not have such clauses but Direct Line & Tesco both appear to.

Taking this to its natural conclusion towing a caravan may make these policies a bit weak!

Andy
 
Hi Andy

Good point. I worked as a claims man in the insurance industry for 38 years. Some Insurers run a scheme whereby the employee who rejects the most claims wins the monthly bonus!

Thus it is absolutely imperative the Insurer is told you will be towing a caravan. The reference to "vehicle" is far to wide in my view and some unlucky person may well come unstuck.

Cheers

Alan
 
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