Thanks HutchEH52ARH said:]
So tell us why, I love Spam fritters.
RayS said:My calculations given at the beginning of this thread are now totally useless due to te huge rise in insurance premiums of the over 8o's My 42 day premium went from £280 to £750 just for the fun of being an octogenarian - no change in health status. The 122 day premium went up even more but is still (marginally) better value on a cost per day basis.
Having shopped around quite widely I couldn't find anything any better than my original quotations - indeed not offers at all for the 122 days period and somewhere in the low £1000 for 42 so it's grin and bear it or take the risk or don't go.
I am not getting any replies from the proiders as to why there is not a no-claim discount on such policies - surely the only category of insurance not to have one, and why they go for such a cliff edge increase at 80+ years rather than tapering it in from say 70 or 75.. Also why you cannot reduce the premium by accepting an excess e.g. say the first £750 which would also reduce their administrative load quite considerably. But ' we always listen to our customers' Listening clear does not mean understanding.