Hi,
When my wife turned 65, they dramatically "upped" our travel insurance premiums, so my wife cancelled the policy.
At the end of 2007, I fell in France. Three months later I was diagnosed with a subdural haematoma. Had a hole drilled in my head. (So why are some of you nodding sagely?)
Last week, I realised that she hadn't cancelled a different policy, and I was covered to the tune of £100 for each day I spent in hospital. Whee! £900!
Then I read the small print, and found that this benefit is reduced by 50% for those over 65.
Is it better to have claimed and lost (half) or to have never claimed at all?
Doh!
602
When my wife turned 65, they dramatically "upped" our travel insurance premiums, so my wife cancelled the policy.
At the end of 2007, I fell in France. Three months later I was diagnosed with a subdural haematoma. Had a hole drilled in my head. (So why are some of you nodding sagely?)
Last week, I realised that she hadn't cancelled a different policy, and I was covered to the tune of £100 for each day I spent in hospital. Whee! £900!
Then I read the small print, and found that this benefit is reduced by 50% for those over 65.
Is it better to have claimed and lost (half) or to have never claimed at all?
Doh!
602
