- Mar 14, 2005
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Most sites do try to limit their liability by posting a disclaimer such as "All property is stored at the owners risk" this means if your property is damaged you would have to prove the site operator was negligent in some regard that caused your property to have been affected. Equally it means that if your caravan has caused damage to someone else's property then they are likely to sue you rather than the site for compensations.We’ve gone off at a tangent here. Unless the storage owner makes it mandatory each caravan has its own TP policy 99% of the time the buck stops with the site owners.
for this reason alone it's worth obtaining at least third party insurance cover.
it's important to also understand that when the caravan is coupled to the car, your car insurance covers the trailer for third party claims resulting from a road incident. But as soon as the caravan is uncoupled, that cover no longer applies.
I think the police in this clip may disagree with you?
I specifically referenced the UK regulations to specifically exclude what may happen elsewhere, where different regulations may apply or may not exist at all.....
However I have witnessed the after effects of an industrial accident that involved a 47Kg Propane cylinder that had its valve snapped off by a falling beam. The cylinder was dislodged from its cage and it fell over onto a concrete floor. The ejection of the liquified gas propelled the cylinder across a yard and it smashed through the wall of a warehouse across the floor and it wedged in the other wall of the building.