Caveat Emptor. CRA 2015 not quite as it seems.

[Dustydog]

A 20 kg bag of bird peanuts purchased from a third party seller via Amazon, £16.99 and delivered by “Herpes”. The seeds were left in the water logged glass recycling bin. Ruined.
Amazon tried to help , told seller to reimburse me. All I get is a chatbot reply saying “Herpes” are investigating. Amazon told seller to reimburse. Nothing.
This was a month ago.
CRA only kicks in on purchases above £100.
Beware whilst you think you are buying from Amazon you may be buying from a third party seller. This is made clear but not something I ever paid heed to.
Naturally I have left the poorest review possible about the seller. Amazon are still trying .
I can afford to lose the £16.99 but clearly £99.99 may have been different.
The lesson is be sure you know form whom you are buying when using Amazon or similar.

 

[otherclive]

A 20 kg bag of bird peanuts purchased from a third party seller via Amazon, £16.99 and delivered by “Herpes”. The seeds were left in the water logged glass recycling bin. Ruined.
Amazon tried to help , told seller to reimburse me. All I get is a chatbot reply saying “Herpes” are investigating. Amazon told seller to reimburse. Nothing.
This was a month ago.
CRA only kicks in on purchases above £100.
Beware whilst you think you are buying from Amazon you may be buying from a third party seller. This is made clear but not something I ever paid heed to.
Naturally I have left the poorest review possible about the seller. Amazon are still trying .
I can afford to lose the £16.99 but clearly £99.99 may have been different.
The lesson is be sure you know form whom you are buying when using Amazon or similar.

I had a similar experience some years ago when an Amazon Marketplace seller refused to pay a refund on some Yaktrax that were patently too small to fit the advertised shoe size as they broke whilst being fitted. Like you I gave a minimum review. But in general my experience and that of the wider family is that Amazon and their Marketplace sellers are very good if problems do arise. But problems are few and far between.

 

[RogerL]

Can you dispute the transaction with the credit card company and get a charge-back?

 

[Dustydog]

Can you dispute the transaction with the credit card company and get a charge-back?

They too have a minimum purchase of £100

 

[Buckman]

A 20 kg bag of bird peanuts purchased from a third party seller via Amazon, £16.99 and delivered by “Herpes”. The seeds were left in the water logged glass recycling bin. Ruined.
Amazon tried to help , told seller to reimburse me. All I get is a chatbot reply saying “Herpes” are investigating. Amazon told seller to reimburse. Nothing.
This was a month ago.
CRA only kicks in on purchases above £100.
Beware whilst you think you are buying from Amazon you may be buying from a third party seller. This is made clear but not something I ever paid heed to.
Naturally I have left the poorest review possible about the seller. Amazon are still trying .
I can afford to lose the £16.99 but clearly £99.99 may have been different.
The lesson is be sure you know form whom you are buying when using Amazon or similar.

It is up to the seller to chase the courier as the courier damaged the goods. Not your problem, Not sure where you got the idea of not being able to use CRA 2015 for a purchase of less than £100 as it works for 1p purchase. You cannot use S75 of the CCA. You paid Amazon and Amazon need to refund you as the goods were damaged on delivery. Kick up enough fuss and they will. Again talking from experience.

We buy our bird food direct from the RSPB. The quality is excellent even if you pay a bit more.

 

[Jcloughie]

They too have a minimum purchase of £100

I don’t think so, I have used chargeback twice with my Tesco Mastercard. I had to wait a certain period, 28 days from memory. Then fill in an online form. Repayment was then very quick.

Chargeback and Section 75

Read the latest policy and guidance from UK Finance: Chargeback and Section 75

www.ukfinance.org.uk

John

 

[toad a caravan]

A 20 kg bag of bird peanuts purchased from a third party seller via Amazon, £16.99 and delivered by “Herpes”. The seeds were left in the water logged glass recycling bin. Ruined.
Amazon tried to help , told seller to reimburse me. All I get is a chatbot reply saying “Herpes” are investigating. Amazon told seller to reimburse. Nothing.
This was a month ago.
CRA only kicks in on purchases above £100.
Beware whilst you think you are buying from Amazon you may be buying from a third party seller. This is made clear but not something I ever paid heed to.
Naturally I have left the poorest review possible about the seller. Amazon are still trying .
I can afford to lose the £16.99 but clearly £99.99 may have been different.
The lesson is be sure you know form whom you are buying when using Amazon or similar.

😟

 

[birdman101]

This seems to be the norm. I had a delivery from EBay not arrive after courier had given me a delivery date. I had to contact seller who then put a claim in with the courier for loss. But seller did replace lost item with another 2 days later with no quibble.

 

[Dustydog]

I don’t think so, I have used chargeback twice with my Tesco Mastercard. I had to wait a certain period, 28 days from memory. Then fill in an online form. Repayment was then very quick.

Chargeback and Section 75

Read the latest policy and guidance from UK Finance: Chargeback and Section 75

www.ukfinance.org.uk

John

Thanks John
Have I missed something? According to everything I’ve read this morning the product / charge must be greater than £100 but less than £30k? Has something changed?

Section 75: credit card payment protection​

If you use your credit card to buy something costing more than £100 and up to £30,000, you’re covered by ‘section 75’ of the Consumer Credit Act. The protection still applies even if you only partly paid using your credit card, for example paying the deposit for a holiday.
This means the credit card company has equal responsibility (or ‘liability’) with the seller if there’s a problem with the things you’ve bought or the company you’ve bought them from fails.

Buckman
Frankly I can’t be bothered but it just goes to show what scallywags are out there!

 

[RogerL]

Thanks John
Have I missed something? According to everything I’ve read this morning the product / charge must be greater than £100 but less than £30k? Has something changed?

Section 75: credit card payment protection​

If you use your credit card to buy something costing more than £100 and up to £30,000, you’re covered by ‘section 75’ of the Consumer Credit Act. The protection still applies even if you only partly paid using your credit card, for example paying the deposit for a holiday.
This means the credit card company has equal responsibility (or ‘liability’) with the seller if there’s a problem with the things you’ve bought or the company you’ve bought them from fails.

Buckman
Frankly I can’t be bothered but it just goes to show what scallywags are out there!

I thought chargeback was different to Section 75 - banks can do it even if credit isn't involved.

 

[Buckman]

I thought chargeback was different to Section 75 - banks can do it even if credit isn't involved.

You can use charge back on debit cards for amounts of less than £100, but I guess most people would not use a Debit card to buy something Online?

 

[Dustydog]

I thought chargeback was different to Section 75 - banks can do it even if credit isn't involved.

Mr Credit card details are held by Amazon