This was a new one for us.
My daughter has bought a new house in a small village in the south. Apparently she had to or at least was advised to take out Chancel Insurance.
We didn't know what this was so did some digging.
If you live within the parish boundaries of a church built prior to 1536 - which she does - then the law allows the church to get you to pay for any repairs that are needed. Changes in 2013 made this less likely to happen but some folks have been stung for bills of tens of thousands of pounds.
It's probably fairly rare judging by the fact that the premium is only a few tens of pounds.
So check where you live and watch out for the collection box being passed around.
My daughter has bought a new house in a small village in the south. Apparently she had to or at least was advised to take out Chancel Insurance.
We didn't know what this was so did some digging.
If you live within the parish boundaries of a church built prior to 1536 - which she does - then the law allows the church to get you to pay for any repairs that are needed. Changes in 2013 made this less likely to happen but some folks have been stung for bills of tens of thousands of pounds.
It's probably fairly rare judging by the fact that the premium is only a few tens of pounds.
So check where you live and watch out for the collection box being passed around.