LOL
if you can use front page it is even easier to post
here is what to do
open a newpage and click Insert>Picture>From File
close the select file window (that is for local files - not tinternet)
In the URL window now type the address of your image http://www.your-domain.co.uk/image.jpg etc
click OK and the image should now appear on the new page
theres a few more tricks you can now do
Click on your picture in frontpage and the right click it, open up picture properties.
Half way down the general tab where it says text, enter some test, I will will use "welcome to the forums"
(Optional)If you want your picture to link to a page put the page url in the location box eg http://www.etc.com
Now on the tab at the bottom left of front page select HTML and you will see the code for the webpage Cut and paste everthing in between
cut all code from here
onto the post message/your message window of the forum hit submit and your done as below, note the text when you mouse over the picture