- Jan 2, 2024
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Planning a long trip abroad (Europe, not only EU, for 9 months). What health insurance should I get? Any recomendations? TIA.
"Our insurance products are only available to members of the Caravan and Motorhome Club". Any reasons to join this club if I am not planning to do caravanning in the UK?I would have a look at the CMHC Red Pennant,
Your choice, but you still need to get to the port, you probably need breakdown cover for UK and Europe and maybe repatriation. Additionally you may need to cancel a booked trip. A lot of maybes which is why Red Pennant may be a good thing."Our insurance products are only available to members of the Caravan and Motorhome Club". Any reasons to join this club if I am not planning to do caravanning in the UK?
Very true as we need Red Pennant when we had a blow out in France.The simple answer is peace of mind. The two big clubs understand what is needed and their policies are the equal or better than the others and although we have never needed them their excellent reputation means we have never gone elsewhere. I have no experience of the rest, but some of their shortcomings or service lapses do crop up from time to time.
Red Pennant would come into action if the unit needs to be repatriated due to illness etc. Also they can help with interpretation etc.I think the OP was asking about Health Insurance not breakdown or recovery - unless those include Health Insurance of course.
Red Pennant gives different options for cover and you can opt for just Personal Cover. We have use it if not using van or car.Red Pennant would come into action if the unit needs to be repatriated due to illness etc. Also they can help with interpretation etc.
Our annual travel insurance had a 90 day limit fir stays outside UK but there must be some that have longer durations to cover those on world trips etc.The OP only mentioned health insurance but also that they will be away for 9 months plus. So there might be implications regarding the length of time out of the country.
Age and previous health issues need consideration. I suggest they give Staysure and other specialist insurers a call.
But if breakdown insurance is needed then I, like others, agree that Red Pennant are excellent. I know from experience. But I feel there are maximum time limits on those policies.
John
Don’t forget must household policies exclude your domestic covers if you are away and the home is unoccupied for more than six or so weeks. Covers vary so do checkOur annual travel insurance had a 90 day limit fir stays outside UK but there must be some that have longer durations to cover those on world trips etc.
That’s different to the CMHC link that I provided where you could get just Personal Cover. We have used that on holidays when travelling without the caravan. Is it because you are a non member of the club?Thank you all for all your replies.
I have contacted Red Pennant, and they do not offer the separate health insurance package: they only offer full package (car+caravan+health) which is not very convenient I guess
I have just checked on the CMHC site and the personal cover is there. Single trip is a max of 185 days.That’s different to the CMHC link that I provided where you could get just Personal Cover. We have used that on holidays when travelling without the caravan. Is it because you are a non member of the club?
As per the link in #10 so the OP was given a bum steer #18 when contacting CMHC Red Pennant.I have just checked on the CMHC site and the personal cover is there. Single trip is a max of 185 days.