Taking up on the other thread by Lisa.
People we know had their house burgled and despite having some expensive family heairlooms and jewlery taken in amongst other valuable goods that the insurers knew about. The claimants were obliged to prove they still had these goods before the theft, the police were reluctant to attend the scene of crime and they just had a crime number,
They were asked to send a duplicate claim form as the first had "been lost". The insureres questioned the second claim form as the missing goods were not listed exactly the same way as the second claim. (1st claim form had been "found").
The couple were made to feel like criminals and only by chance when the visiting claims inspector mentioned something did they remember their photo Album. Pictures a year or so old of the couple dressed up to go to a formal function were accepted as proof that an antique diamond neclace and earings existed and that the expensive camera that had been a gift existed. Other photo's in the Album proved that other things they were claiming for existed.
Photo's of my daughters damaged car were used to prove that the other driver was making up her version of events. The car had been taken by the insurers repairers on the day of the accident and returned a few days later, they had no record of the actual damage when the womans counter claim landed. Only my numerous photo's of the damage proved that the cars side frontal wing and bumper damage was at the side of the car not the actual "front" as the other party claimed.
CliveV may shed some more light on my comment.
We keep digital photo records of all we own in each room and anything of value. Shed,Garages, cars, bikes, tools etc are also recorded and updated + record of door and window locks and alarms etc.
We keep exchange copy records with family so we have back ups for them and us should we suffer a fire or theft of the photo CD's.
People we know had their house burgled and despite having some expensive family heairlooms and jewlery taken in amongst other valuable goods that the insurers knew about. The claimants were obliged to prove they still had these goods before the theft, the police were reluctant to attend the scene of crime and they just had a crime number,
They were asked to send a duplicate claim form as the first had "been lost". The insureres questioned the second claim form as the missing goods were not listed exactly the same way as the second claim. (1st claim form had been "found").
The couple were made to feel like criminals and only by chance when the visiting claims inspector mentioned something did they remember their photo Album. Pictures a year or so old of the couple dressed up to go to a formal function were accepted as proof that an antique diamond neclace and earings existed and that the expensive camera that had been a gift existed. Other photo's in the Album proved that other things they were claiming for existed.
Photo's of my daughters damaged car were used to prove that the other driver was making up her version of events. The car had been taken by the insurers repairers on the day of the accident and returned a few days later, they had no record of the actual damage when the womans counter claim landed. Only my numerous photo's of the damage proved that the cars side frontal wing and bumper damage was at the side of the car not the actual "front" as the other party claimed.
CliveV may shed some more light on my comment.
We keep digital photo records of all we own in each room and anything of value. Shed,Garages, cars, bikes, tools etc are also recorded and updated + record of door and window locks and alarms etc.
We keep exchange copy records with family so we have back ups for them and us should we suffer a fire or theft of the photo CD's.
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