Insurance yet again but why????

[NorfolkMike]

I am in the prossess of obtaining insurance quotes for a new Abbey Vouge 215 with a value including mover ect of 13.5k.

My car, which I use every day cost 19k.

I have been a good boy (up to now ) and not claimed on either policies for hundreds of years.

My van I use between 6 and 10 times a year for (say) 50 days max.

My car costs £160 Fully comp all singing all dancing.

The quotes for the van to date are Park home 302.75, Saga over 400 and when the C.C wake up in the morning I am sure they ( my existing insurers) will be an arm and a leg, and thats dispite being a club set up for the benifit of its members.

Somehow the relitive values seem wrong to me or am I just an innocent abroad.

ttfn

 

[sylv_374228951]

Its a common situation that the car which costs more than the caravan is cheaper to insure, but insurance is also calculated on the risk and as such, caravans are one of the more high risk things to insure. Reasons for this include the high theft rate, the fact that repairs on caravans are rarely small affairs because of their less than robust construction. Also there are an awful lot fewer caravanners than motorists so there is a smaller pool of people paying insurance premiums which in turn pay for the claims. Plus, caravans are usually more expensive than cars. Your