Pet Insurance

[otherclive]

I am stuck with my pet insurer now.
Our little dog has a heart murmur, diagnosed last January, scans and ultra sound , all nicely paid out by the insurer.
But now he is on tablets for his heart, the insurer has been taken over by another company, and they are dragging their feet at paying out my latest claim.

We can't change company's as nobody would take him on with the problem,
His medication costs £87 for 3 months, prescription cost £28.50, we have to pay the first 20% so that's a 3 monthly bill of £92..70, but for 3 months premiums we pay £162.
So do I cancel and pick up the bill every 3 months or do I think, I am now paying only £69.70 for 3 months insurance.

One of our Springers had a heart murmur for 7-8 years which didn’t affect her activity levels, and we paid for the prescription from the vet and bought the drugs online. In the end it was severe arthritis and bowels that drew her to her end.

 

[Hutch]

One of our Springers had a heart murmur for 7-8 years which didn’t affect her activity levels, and we paid for the prescription from the vet and bought the drugs online. In the end it was severe arthritis and bowels that drew her to her end.

Unfortunately, little Harry is different, when on holiday down in Gwithian, because we were in the caravan, we noticed when he got up to go for a drink of water he would faint, low blood pressure, every now and again out on a walk, he slows down until I have to carry him, shoulder carrying harness, arriving this morning, maybe have to go for a doggy buggy.

 

[RogerL]

For all pet owners, it's worth shopping around when getting prescription medication as the variation in charges can be quite wide.

Pet prescriptions are no different to private hospital prescriptions for people - they aren't covered by the NHS, obviously - my wife is under a private consultant for eye surgery and we needed to get some medication he'd prescribed - initially the private hospital where we go just charged cost plus a handling fee but changed recently to a £15/item fixed cost which wasa substantial increase so we got the medication at our local NHS pharmacy which worked out about 25% less.

We're no longer pet owners but can quite believe that veterinary practices make an exhorbitant mark-up for medicines.

 

[otherclive]

Just received a letter from friends in Ottawa hubby had arythmia on a cruise liner and was helicoptered to Fort Lauderdale. Overall bill for medivac, two days hospital over €100k plus expenses returning to Ottawa and recovery of car from Florida to Ottawa. Claim with travel insurance not going well despite no previous cardiac history. Four more cruises cancelled as insurance withdrawn but reluctance to refund deposits. This is the Canadian Forces travel cover insurer.