Buckman said:
This morning I contacted the finance company to inquire when they are going to come and collect the caravan and was told by them that the finance company will not be collecting the caravan until I agree to their offer. I feel as if I am being blackmailed into accepting an offer which leaves us at a severe financial disadvantage as we will then lose £1000's through no fault of our own.
Maybe another way to look at it is that the dealership knowing sold us a caravan with a faulty front panel as an attempt had been made to paint over the crack which is why we missed it on collection of the new caravan. We have pictures of the painted over cracks and also have an independent witness....
Hello Buckman,
Given the information you supplied about the CRA t&c's, it seems your seller (the dealer and the finance house) are acting in accordacne with the Act.
I was wrong about the the way the act views part exchange deals, and it is part of the act as described in the clauses you highlighted that the seller is only obliged to return to you, what you used to pay the dealer. So in terms of cash, its the cash sum you paid (or used finacne for) and the retrun of any other items you used to pay for the goods.
The cash sum repaid can be reduced if the goods, despite being faulty, have enabled the customer to use them in a substantive way.
If you read the act's supporting note I linked to, this is explaind, and, if the items you had exchanged had subsequently been modified or sold, the dealer is not required retrun the goods, or to refund the cash difference. Instead you would have to take a sperate action against the seller to recover the loss you have taken.
In your situation, you have still encountered a loss, both in costs of getting the new caravan inspectd and travelling to and from the dealer, and the loss of value of your old caravan due to time, and any further deterioration it may have suffered. This is outside the scope of the CRA, but I suspect the loss if it can be realistically calculated, could be claimed from the deaelr in a small claims action. It is highly likley the small claims court would take the circumstabnces and the CRA action as substantive evidence.
Buckman said:
.... Isn't it a criminal offence to sell goods that you know are faulty and not to inform the buyer? .....
When you buy a "new" caravan from a dealer it should be exactly as described in the brochure and free from faults. You are reasonable in expecting that to be so in your case.
However the fact you have discovered faults, does not necearilly mean the dealer knew about them before it was passed to you. If 'as you tell us' the cracks had been painted over to deliberately concel them, then whoever did it is guilty of fraud, but the problem is who did it?
was it a production line worker acting of their own initative.
was it under instruction from the productin line manager or a director
was it the transport company who deliverd the caravan to the dealership,
was it some one at the dealership
and of course becasue you discoverd the cracks some time after taking control of the caravan, it could be argued you might have done it.
So the big problem is being able to prove who coverd up the cracks.
The point being for example if the cracks were found during production and painted over before it reached the dealer, and presumably the cracks were not obvious because of the work to cover them up, is it reasonable for a dealer not to find them. I suspect it may be, in which case the dealer is not guilty of fruad, as they have not deliberately tried to decieve the customer.
However, Whilst the dealer may not be guilty of fraud for the reason above, the evidence strongly suggests the cracks were present when the caravan was sold to you, so in the context of the CRA, the product was faulty at the point of sale, which is in breach of the dealers responsibilities under the CRA.
Your problem will be to find some way of proving the dealer knew about the cracks before you took control of the caravan, if you want to pursue a fraud claim.