Hi all,
So next year I reach the grand old age of 66 and qualify to receive my state pension and bus pass!! I see from my Govgateway NI record that over my working life I've made 44 years of FULL NI contributions and see that I only need to have made 30 qualifying years to receive my FULL state pension. So on the face of it I should be entitled to a FULL state pension.
However as I've been retired for a few years, I have 5 years when there are gaps in my NI contributions when I made no contributions at all. I see on my NI contributions record page that I can fill in these gaps by sending HMRC a payment.
So the question is if I I dont send a payment to fill in the gaps in my NI contributions, will this prevent me from receiving my FULL state pension?
So next year I reach the grand old age of 66 and qualify to receive my state pension and bus pass!! I see from my Govgateway NI record that over my working life I've made 44 years of FULL NI contributions and see that I only need to have made 30 qualifying years to receive my FULL state pension. So on the face of it I should be entitled to a FULL state pension.
However as I've been retired for a few years, I have 5 years when there are gaps in my NI contributions when I made no contributions at all. I see on my NI contributions record page that I can fill in these gaps by sending HMRC a payment.
So the question is if I I dont send a payment to fill in the gaps in my NI contributions, will this prevent me from receiving my FULL state pension?