Hi all,
recently my caravan was damaged by someone else’s awning in storm Alex earlier this month. He admitted the damage and gave me his insurance details. When I spoke to them they told me that they won’t speak to me directly and that I need to go through my own insurance. My own insurance said the as storm damage was an act of god and not negligence that they won’t try to recover the costs. This means I have to pay my excess ( the other party is unwilling to do so) and my premiums will certainly go up next year through no fault of my own. Can I do anything to recover my loss?
recently my caravan was damaged by someone else’s awning in storm Alex earlier this month. He admitted the damage and gave me his insurance details. When I spoke to them they told me that they won’t speak to me directly and that I need to go through my own insurance. My own insurance said the as storm damage was an act of god and not negligence that they won’t try to recover the costs. This means I have to pay my excess ( the other party is unwilling to do so) and my premiums will certainly go up next year through no fault of my own. Can I do anything to recover my loss?