Warning: your towbar could invalidate your car insurance

[Buckman]

I recall on a past post way back BMW may be a candidate 🤔

Equally I well recall 99% of people who bought a new car and requested a tow bar didn’t get what they thought .The Dealer called in a local towbar fitted who did the job. The Dealer then added his 35%.

The AA / Covea proposal form I recently filled in on line, as I said, was very specific about modifications even listing them .The recent FOS decision mentioned earlier will also have influenced most insurers in the information gathering at proposal time.

Listing them is covering both their and your position for the future.
Why play semantics and possibly prejudice your own claim?

Surely far better to err on the side of caution and disclose everything?

Agree that it is better to err on side of caution, but you may be surprised at the number of modern cars that require the towbar to be fitted at the factory due to the electronics in the car. Apparently many fitting companies do not have access to the technology required to fit the electrics for the towbar.

 

[Beachball]

Just to say when i had my previous car the Volkswagen Tiguan we had a Westfalia Detachable towbar & 13 pin socket i did advise my car insurance .
But no longer towing .

 

[Dustydog]

Agree that it is better to err on side of caution, but you may be surprised at the number of modern cars that require the towbar to be fitted at the factory due to the electronics in the car. Apparently many fitting companies do not have access to the technology required to fit the electrics for the towbar.

That is certainly true of Tesla and some BMW but I didn’t think it was too widespread . Maybe it’s worsened and the poor Tow Bar fitters are losing their jobs😉

 

[Buckman]

That is certainly true of Tesla and some BMW but I didn’t think it was too widespread . Maybe it’s worsened and the poor Tow Bar fitters are losing their jobs😉

I think VW are another where it is factory fitted to certain new vehicles? When connecting the trailer, the car becomes aware of the trailer and shuts down reversing sensors, adapts suspension etc.