hi here is a scenario that i have been giving some thought. if whilst towing your caravan you have a back end collison (ie,into the rear of the van) but the car is no problem so the rac,green flag,aa etc only recover the car and van if the car beaksdown.so if you are in eruope and this happens the van insurance wiil pay for repair but not to bring it home. so what do you do to protect yourself from this? hope it never happen's!!! peter