Quote, "Towloads over 100%, where permitted, are only appropriate for low loader trailers" unquote, this is NOT true whatsoever. If you view the pages of NTTA as John L suggests this will confirm that your statement is 100% incorrect!First of all, to make it quite clear, this is not a rule but only a recommendation.
The way it is calculated is as follows:
The max. laden weight of the caravan (its MTPLM) should ideally not be more than 85% of the kerbweight of the towcar. You can usually find details of the MTPLM and a rough indication of the kerbweight in the respective owner's handbook and/or brochures.
However, be careful, you must also stay within the maximum permissible towload that the car manufacturer specifies. In a few cases, this is less than 85% of its kerbweight, in which case it is the lower of the two figures that counts.
Legally and insurancewise, it is always the manufacturer's specification that limits what you may tow. The spec may allow you to go over 85% but when towing something big and boxy like a caravan, even an experienced caravanner should never go over 100%, even if the manufacturer's spec permits a higher towload. Towloads over 100%, where permitted, are only appropriate for low loader trailers.
Lutz, Your original posting, considering that will is quite new to caravanning, I don't think was explicit enough. However, you have now clarified the fine line between before and after 01st January 1997 and added that B+E is a absolute legal necessity to exceed trailer / combined vehicle weights. It is surprising the amount of people that are oblivious to this fact. I actually mentioned this to a particular caravan site owner this year and he said that he had never heard of any changes with regard to B+E and thought that everyone got it on their licence automatically!Robin, my statement does NOT conflict with the information given by the NTTA if you passed your driving test before the 1st January 1997 or if you have subsequently obtained a category B&E licence.