Accidental flood damage insurance claim

eck

Sep 11, 2025
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Can I claim for accidental flood damage which happened in 2023 with old insurance company & only discovered a 18 months later due to being in storage as new company won't cover as incident did not happen whilst insured by them.
 
Jun 20, 2005
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Why didn’t you report it at the time?
I doubt they will accept but you can ask.
Your real problem may be your present Insurers. Did you tell them you had a loss prior to their policy starting?
 
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