Yes I understand you can choose which one to use at the point of the first call, I'm asking about a case when I'm towed to a garage by Volvo Assistance and deal with the 2nd cover afterYou can have double cover and choose which to use - for decades my new cars have had breakdown recovery as part of the warranty but I've always maintained my CC Mayday cover for the caravan - on one occasion my Hyundai needed recovering to the dealer because of an immobiliser fault, the Hyundai cover was by the RAC but they quoted a 6 hour wait for a patrol and then further delay for a flatbed as a 4wd automatic can't be towed - so I called Mayday (Green Flag) who were there within the hour with a flatbed.