Farm storage - insurance query?

[andyandkate]

Hi we have been offered storage for our caravan on a farm close to a wondeful site - actually it was recommended by the site owners. Does it affect your insurance if you store on a farm? Can anyone recommend a good insurer that would be suitable.

many thanks.

Kate

 

[Damian]

Caravan Club insurance is very good, not the cheapest, but reliable.

 

[DanPaula]

Hi - we store ours in a barn on a non working farm and a lot of insurers wouldn't insure us because the doors of the barn weren't locked. We did find one called www.insuremycaravan.co.uk who did insure us at a very reasonable

 

[Jo_5040485]

We store our van on a farm. As has been said, some insurers won't insure, others will charge a larger excess. The Caravan Club are who we insure with, they were the most competative this year and don't make any extra excess charges for it being on a farm. Well worth ringing around to get several quotes.

Jog

 

[allen1]

Hi

try NFU,national farmers union,more competitive than CC with less restrictions,have been with them for years excellent service.

 

[cheryl.mark@yahoo.co.uk]

Hi

Be very careful when obtaining quotes, we had this same problem and some of the policy wording states that if you have the van stored on farms etc they should have perimeter fencing etc etc and the insurers dont tell you that when they give you quotes, therefore, if your van does get stolen then your not insured if the place you have it stored doesnt have the security mentioned in the policy statement. We opted for the caravan club as you can store your van whereyou like they do not place any unreasonable rules. They werent the cheapest by any means but as they say you get what you pay for. I previousle used insuremycaravan.co.uk who were cheap, but, i took out their breakdown cover and what they didnt tell me was they had a restriction on the length of the towing vehicle and ours was over that length!! if we had a breakdown we wouldnt have been covered!! I now read the policy facts and wording before I take out any cover, its very tedious but, when you are talking about a large purchase of a new van you really should consider these facts before deciding and ask the right questions? Hope this is useful for you?

 

[Martin_374319553]

We were in the same situation.

Generally, insurers will up the excess for theft from unsecure storage away from home to a minimum of