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In that situation it is understandable then but I couldn't find a caravan (one that was in good condition and new enough not to have to worry about it falling apart) for under
 
Dont forget insurance also gives 3rd party cover, so whilst it is unlikely ,should your van catches fire and the fire spreads to a nother van or vehicle and you are not insured you could face a very steep bill. For me I would never consider not insuring a caravan. Even our 1st old leaky sprite cost
 

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