Insurance renewal

[Andy Norfolk]

Just got our insurance renewal from Caravan Guard. Up £40 on last year at £661.

Not in any clubs, and don't want to join. Any alternative insurance company you'd recommend for a comparison?

Thanks

 

[woodsieboy]

Try Caravan Guard based in Yorkshire

 

[Niall_McIntosh]

Try Caravan Guard based in Yorkshire

I think the OP said they were already with Caravan Guard, and that the renewal quote was from them, up £40.

 

[Buckman]

I think the OP said they were already with Caravan Guard, and that the renewal quote was from them, up £40.

I think a £40 increase is acceptable when you take into account the cost increase of buying a new caravan.

 

[otherclive]

Just got our insurance renewal from Caravan Guard. Up £40 on last year at £661.

Not in any clubs, and don't want to join. Any alternative insurance company you'd recommend for a comparison?

Thanks

They have a sound reputation and at only £40 increase I would stay with Caravanguard.

Safeguard, Towergate will give comparisons.

 

[Dustydog]

Better the devil…..
A very small increase. As others said. Stick with Caravan Guard

 

[Beachball]

Like what others have said i would stay with Caravan Guard a very small increase

 

[woodsieboy]

Just what is going on with insurance companies? Our towcar insurance is due 15June, when we will be in France so need to renew before we go, last year paid £296 with LV through Lloyds Bank, they have aked for renewal at £788, only changes are that the car is a year older as are both drivers,so went on comparison site and got quote for £395 with ...........................................................LV..............but it didn't end there because by adding wifes licence details quote came down to £371 with more cover with Allianz, so punch in the details go to the Allianz site and get welcome page, Welcome to Allianz Insurance part of LV YOU COULDN'T MAKE IT UP !

 

[woodsieboy]

I think the OP said they were already with Caravan Guard, and that the renewal quote was from them, up £40.

Sorry should have gone to Specsavers

 

[otherclive]

Just what is going on with insurance companies? Our towcar insurance is due 15June, when we will be in France so need to renew before we go, last year paid £296 with LV through Lloyds Bank, they have aked for renewal at £788, only changes are that the car is a year older as are both drivers,so went on comparison site and got quote for £395 with ...........................................................LV..............but it didn't end there because by adding wifes licence details quote came down to £371 with more cover with Allianz, so punch in the details go to the Allianz site and get welcome page, Welcome to Allianz Insurance part of LV YOU COULDN'T MAKE IT UP !

I’ve heard similar stories wrt LV since they became part of Aiilanz. We have home and car insurance directly with LV. Our cars are due renewal in October. The premiums went up substantially last renewal, but when I looked around both on comparison sites and by contacting companies that don’t use comparison sites LV were still the cheapest.

But if they try it on at next renewal they may find a customer whose been with them since year dot (Frizzels) may be going elsewhere , just like I recently severed our custom with EE as , landline, ISP and mobile provider since 1999. Loyalty only goes so far.

 

[woodsieboy]

Hi Other Clive, I just find it frustrating that the same company can have so many different prices for what is basically the same cover, the Allianz policy offered more in that it inclued a courtesy car and a lower excess, The renewal from LLoyds at £788 was out of the question or maybe Lloyds are moving out of motor insurance and it was a considered decision to discourage customers from renewing either way it leaves me wondering what sort of world these companies move in, or is it that they are so big and have so many divisions, that one part in effect competes with the other, and no human being is aware of what is going on,or may be I am wrong and there are no humans involved, an dit is all AI

 

[Hutch]

Just what is going on with insurance companies? Our towcar insurance is due 15June, when we will be in France so need to renew before we go, last year paid £296 with LV through Lloyds Bank, they have aked for renewal at £788, only changes are that the car is a year older as are both drivers,so went on comparison site and got quote for £395 with ...........................................................LV..............but it didn't end there because by adding wifes licence details quote came down to £371 with more cover with Allianz, so punch in the details go to the Allianz site and get welcome page, Welcome to Allianz Insurance part of LV YOU COULDN'T MAKE IT UP !

I have been changing between LV and Aviva for the last few years, each time the renewal goes up I change back to the other company. No sense in it at all.

 

[Dustydog]

My Aviva cover increased by £100 this year. Shopping around no one could beat them! But no human only AI😥
Bring back the good old overseas Call Centres🤪
And thank goodness I don’t have a JLR. Insurance for them is so expensive JLR have set up their own car insurance scheme for,their customers

 

[Raywood]

The £40 increase s to me quite reasonable given the level of rises elsewhere. They are one of the best and I would certainly not think walking for that sum is sensible. Do not be tempted by very cheap alternatives,, you get what you pay for and if it has not got five star DEFAQTO rating something is probably missing.

 

[Mr Grumpy]

Car insurance with Aviva same price as last year.
Caravan insurance with Ripe, £10 increase on last year.
BIG 😊

 

[Andy Norfolk]

Thanks for all your comments. Will renew with caravan guard. Luckily read small print and the policy excludes European cover. Planning a trip to France so glad I checked. Will call them to add it.

 

[Jcloughie]

Currently with LV and this year paying £354 on the MG ZS. Reasonable when compared with what others are quoting. We have been looking at changing for a Land Rover Evoque PHEV. Even chose one with decent spec including a deployable tow bar, not that we have a caravan now. Before I made the deal I called LV. They want another, extra, £750 for the remaining 9 months of the year and are quoting £1450 for a new policy.

We expected to pay more for a more powerful car, but this is ridiculous.

I may keep the MG.

I looked on Compare the market and got this.




Interestingly LV are about £250 cheaper than they quoted me by phone, but I think the excess is much greater.


John

 

[Dustydog]

Bad news John, welcome to the ripped off club🤪.

As you can see from all the above ,premiums on cars have increased beyond belief for some.I thought yours may have been more aligned to mine. Ie a 25% uplift to £400 or so.

We all know why. Not much we can do about it I am afraid. Yes shop around and please consider going via an Insurance Broker rather than the Compare sites. Eg Adrian Flux ,Swinton , AA , RAC , Kwik Fit, Halfords and all the Brokers near you.

 

[Deleted member 23278]

We have been looking at changing for a Land Rover Evoque PHEV

John,
Have a look here - it may help you.
Mick

 

[otherclive]

Currently with LV and this year paying £354 on the MG ZS. Reasonable when compared with what others are quoting. We have been looking at changing for a Land Rover Evoque PHEV. Even chose one with decent spec including a deployable tow bar, not that we have a caravan now. Before I made the deal I called LV. They want another, extra, £750 for the remaining 9 months of the year and are quoting £1450 for a new policy.

We expected to pay more for a more powerful car, but this is ridiculous.

I may keep the MG.

I looked on Compare the market and got this.

View attachment 7262


Interestingly LV are about £250 cheaper than they quoted me by phone, but I think the excess is much greater.


John

Wonder if it’s the PHEV system or that Evoques are desirable. What’s the quote for ICE no electric.

 

[Buckman]

We all know why. Not much we can do about it I am afraid. Yes shop around and please consider going via an Insurance Broker rather than the Compare sites. Eg Adrian Flux ,Swinton , AA , RAC , Kwik Fit, Halfords and all the Brokers near you.

I use a comparison and then went to Tesco straight afterwards logging direct into the Tesco site. A difference of about £40!

 

[Jcloughie]

John,
Have a look here - it may help you.
Mick

Thanks Mick, but it only applies to new cars. Way out of my range I am afraid.

John

 

[Jcloughie]

Wonder if it’s the PHEV system or that Evoques are desirable. What’s the quote for ICE no electric.

i will have a look. I always expected it to be more, but never a 400% increase. Perhaps it is because the PHEV has 296hp.

John

 

[Jcloughie]

I use a comparison and then went to Tesco straight afterwards logging direct into the Tesco site. A difference of about £40!

I would be looking for more like £900 cheaper, (On LV’s yearly quote). Seems unlikely.

John

 

[Deleted member 23278]

John
Scroll past the headline and 'get a quote' is retrospective. Fill in the details for the specific car you've looked at or get a registration from a similar item on Autotrader.
Mick