That is all, it looks simpleAre there any “low balls”in the policy terms and conditions?
That is all, it looks simpleAre there any “low balls”in the policy terms and conditions?
Don’t know about Accelerant Iinsurance, but the T&C via Lifesure provide the normal access to UK provisions to FCA Ombudsman etc. We’ve always commented on the reviews of insurers generally relate to how easy it is to buy the policy, not how good the claims service is. The link to Trustpilot in my above post gives reviews that include post purchase experience. The OP is in a quite difficult situation so not any easy decision.Accelerant Insurance Europe SA are the Insurer. Not one I have heard of. Do you know of them Clive?
Frankly , I’d listen to the Prof. It’s only when you claim the truth emerges.
I double checked Lifesure, here is full wording doc. Bspoke Underwriting ltd. is insurer on behalf of Watford Insurance Company Europe. Today Lifesure called me they can provide a doc I can store caravan in a communal parking area of family/relative address. Normally I like to chat on line rather than on phone so that I can keep a script of conversation in case. However, some insurance companies don't have online chat.Don’t know about Accelerant Iinsurance, but the T&C via Lifesure provide the normal access to UK provisions to FCA Ombudsman etc. We’ve always commented on the reviews of insurers generally relate to how easy it is to buy the policy, not how good the claims service is. The link to Trustpilot in my above post gives reviews that include post purchase experience. The OP is in a quite difficult situation so not any easy decision.
Here’s some info on Accelerant Insurance who are registered within the EU and UK under the post Brexit arrangements
Our Insurers – Pardus Underwriting
www.pardusunderwriting.com
They offer two touring caravan insurance policies so I guess they feel Exceed is better for your needs. Looks as if you have a way ahead which is good news for you.I double checked Lifesure, here is full wording doc. Bspoke Underwriting ltd. is insurer on behalf of Watford Insurance Company Europe. Today Lifesure called me they can provide a doc I can store caravan in a communal parking area of family/relative address. Normally I like to chat on line rather than on phone so that I can keep a script of conversation in case. However, some insurance companies don't have online chat.
The OPs issue isn’t necessarily one of cost it is that the more well known caravan insurance companies will not offer cover for the caravan parked in a communal area. Hence his options are reduced.Having looked at some of of the comments on Trust pilot, the diversity is quite remarkable, and as I suggested, the good reviews don't seem to reflect claims performance, where as the negatives are almost all about contacting the company to log changes. You must make up your own mind, but for me there are too many alarm bells. Cost should not be your only concern, it’s how they respond when you need to make changes or a claim.
I appreciate the point you have reinforced, but I would have though one of the more focused insurers might have allowed such usage but with probably higher premiums, or perhaps time limited cover for short stays in public places.The OPs issue isn’t necessarily one of cost it is that the more well known caravan insurance companies will not offer cover for the caravan parked in a communal area. Hence his options are reduced.
Kai,First thing to check is the terms & conditions of the communal parking area - caravans may not be allowed - typical car parking spaces (2.4 x 4.8) are inadequate to put a caravan.
Yes, I have two private parking in parallel in front or side of the house. The length is not enough for caravan, but there are extra length, totally about 11 m, no one would park there to block parking access, and also some extra side space in my garden. Since the parking is at the corner of the house and the communal parking area, it doesn't block anyone. The council says I need to contact the land owner for confirmation. Is the council not the land owner of a communal parking area?Kai,
You never answered Roger’s post above.
May I suggest you make sure the Communal Parking area allocated is large enough for the caravan, doesn’t upset any neighbours or breach and answer Roger’s.
Could well be the developer of the estate.Yes, I have two private parking in parallel in front or side of the house. The length is not enough for caravan, but there are extra length, totally about 11 m, no one would park there to block parking access, and also some extra side space in my garden. Since the parking is at the corner of the house and the communal parking area, it doesn't block anyone. The council says I need to contact the land owner for confirmation. Is the council not the land owner of a communal parking area?