I have followed the various posts on this topic with interest. I also appear to have been castigated as a 'doommonger' for not necessarily supporting the viewpoint 100%. That is my choice, just as it is valid for those who feel it is the answer to all problems.
I do not share the arguments put forward for not achieving what the majority of the population have evidently managed to do. That does not mean I accept being a slave either. Getting into such a position at such a late stage in life suggests to me that other factors are involved, which are naturally personal, but to blame everything, and anything for that situation may not be correct. Again, I cannot judge because I do not know the full circumstances, nor wish to. As a Scot I know that for the last 300 years many many people have left the homeland because they felt there was nothing left for them. I also have spent more years than I wish to count away from 'home' in order to make a life for ourselves.
I just know that I crawled out from the 'swamp' with my bootstraps and managed with lots of effort over many many years to get something of my own. My children are both doing the same. I do know for instance that if I divorced the split would cause pain and financial anguish to both my wife and I. Fortunately we have both agreed that this would not be beneficial to either of us and is not likely to happen. Plus we love each other. That scenario may,or may not be part of the case for those involved in this post. I do not know, nor wish to know. I just feel that for someone who is evidently old enough to have come through the Thatcher era as a working person, then there were opportunities, and I would suggest the majority of members of this Forum, of similar age,have managed some tangible benefits from life.
So, would I wish to opt out of life as a home owner? Possibly yes, but I personally would not entertain living in a touring caravan. A large yacht, or even a large motorhome possibly because they have the facilities to support that lifestyle for a longer period of time. I also look ahead. The European Union for what it is worth, is a fact. Tax harmonisation is now fact, compulsory registration of all citizens will come about shortly. I do not like it, but if I stay in Europe I cannot stop it. I just do not wish to be caught in a corner and then having to rely on the State to support me. And that is my choice.
We all have problems and we all view them differently and with different solutions. I only hope that those chosen by each and everyone is a success now, and more importantly, in the future. However, that does not mean that we do not all have our own choice at the end of the day. My sole reason for disagreeing with the chosen option, is that I think there are other, and better ones. Only time will tell if I, or others, are correct.