Smurrf I am surprised that after so many questions and helpful replies you keep asking the same questions again. What make syour 95H tyres unsuitable is that the Load Index is below that required for your caravan's weight. Put bluntly if you load up you caravan to its full MTPLM you will overload your tyres. Even if you dont load it to its maximum load the tyers are below the LI recommended by Bailey. You wouldnt put low LI tyres on your car would you? The H is the speed rating as Lutz as answered above. H is for tyres that can be fitted to vehicles with a continuos speed capabilty of 130mph. Now I would think this would somewhat more than your caravan would require. Your Service Handbook tells you quite clearly what tyres are recommended by Bailey. They will have a lower speed rating than H and again as Lutz says would be N which is for a continous speed at their maximum load of 87mph. More than enough for most caravans I suggest. However, if you should upgrade your tyres to higher load index than 96 you will probably go for commercial van tyres (Transit etc) which will probably have a speed rating that is higher than N. My Firestone Vanhawks which I bought to replace the same size tyres as yours are 185/80/R14 with a speed rating of R which is good for 106mph. So if you get the right tyres for your caravan speed rating will always be more than enough for use in UK or Europe.
Here is a link that expalins Load Index and Speed Ratings.
http://www.blackcircles.com/general/load-rating
I really think that you should be talking to your dealer by now.