Agreed but the OP doesn’t want to pay a cancellation, ( or admin) fee., which is quite the norm these days.If you pay for the year and then cash in the policy you should be entitled to a percentage refunded?
There is a chance an annual policy even after cancellation etc may prove cheaper than a bespoke one.Agreed but the OP doesn’t want to pay a cancellation, ( or admin) fee., which is quite the norm these days.
Agreed a standard policy as long as it accepts the storage would doubtless be cheaper than a bespoke one, where it may not contain the normal conditions offered to caravanners.There is a chance an annual policy even after cancellation etc may prove cheaper than a bespoke one.