Doesn't affect me - never used travel insurance in my life ! - don't intend to.I read that travel insurers are likely to exclude Covid 19 from cover even when restrictions are lifted. And that this may run for at least 2 years. The consequences of this is that after 31 December 2020 when U.K. Brexit transition ends the EH1C cover will no longer be valid the overseas travel insurance may not include cover for travellers. This would have a significant bearing on people’s plans for travel both in the EU or elsewhere.