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Travel insurance with cancer

W

woodsieboy

I am having trouble getting a sensible quote for travel insurance following my diagnosis.

Some companies decline to quote, others quote more than the holiday cost.

Has anybody any recommendations please?
 
woodsieboy said:
I am having trouble getting a sensible quote for travel insurance following my diagnosis.

Some companies decline to quote, others quote more than the holiday cost.

Has anybody any recommendations please?
Click to expand...
Staysure claim to not reject any condition - but at what price.

The insurance business likes it both ways - since I was first diagnosed with cancer in '85, travel and life insurance has either been refused or loaded expensively but when I applied for an impaired life annuity when I retired I was told I was too healthy!

I think the only way to avoid the high cost is to self-insure, ie take the risk yourself - but that needs a big savings pot although you do get to save the "premium" if you don't claim.
 
“Paying too much” worked for one member going on a cruise, where others were extortionate. My son’s partners father has had prostate cancer now for 10 years and has only just given up long haul, and goes local to the Mediterranean or Scandinavia. I’ve asked the offspring which insurers he uses. Get back when I get info.

Me if I hadn’t had TURP PC would not have been found, then premiums shot up even though it’s managed by monitoring no meds.

PS : Sons partners father used Staysure until 2 years ago, then Tesco. He’s not had surgery or radiotherapy or chemotherapy, but has been on hormone meds for four years now, but 6 years before just bloods and MRI scans.


Mr Plodds post below

Holiday (cruise) insurance with existing medical condition advice sought.

OK good people here's a interesting scenario. I have 3 cruises booked, August this year(all paid for) another in January next year and one in August next year, all booked many months ago. In very early March I was diagnosed with Non Hodgkins Lymphoma. Low grade, no treatment necessary, watch...
forums.practicalcaravan.com forums.practicalcaravan.com
 
Last edited:
RogerL said:
Staysure claim to not reject any condition - but at what price.

The insurance business likes it both ways - since I was first diagnosed with cancer in '85, travel and life insurance has either been refused or loaded expensively but when I applied for an impaired life annuity when I retired I was told I was too healthy!

I think the only way to avoid the high cost is to self-insure, ie take the risk yourself - but that needs a big savings pot although you do get to save the "premium" if you don't claim.
Click to expand...
A friend of mine had atrial fibrillation at night on a cruise ship, he reported to the onboard medic who initially wanted to medivac him ashore but decided to wait until the ship berthed in Miami. 48 hours in a USchospital. Plus he could not fly back to Ottawa so had to be driven from Miami to Ottawa. Total bill around $100,000 (US). Fortunately his Canadian Armed Forces travel insurance picked up the bill.
 
woodsieboy said:
I am having trouble getting a sensible quote for travel insurance following my diagnosis.

Some companies decline to quote, others quote more than the holiday cost.

Has anybody any recommendations please?
Click to expand...
Hi
What was the outcome of your searches, did you find a company that offered cover not at extortionate premiums.
 
otherclive said:
Hi
What was the outcome of your searches, did you find a company that offered cover not at extortionate premiums.
Click to expand...
Hello
I managed to find a company that specialises in covering people with defined illnesses,called Insurance With which is a trading name for Travel Insurance Facilities Plc authorised and regulated by FCA

They asked a lot of questions concerning medication and offered 3 levels of cover, the highest level cost me £335 for a couple, me with Prostate Cancer and AF and Mrs W with no declared conditions.

That is single trip for 12 nights in France, hope I don't need to claim on it, but reviews were good, also need to take GHIC card.
 
woodsieboy said:
Hello
I managed to find a company that specialises in covering people with defined illnesses,called Insurance With which is a trading name for Travel Insurance Facilities Plc authorised and regulated by FCA

They asked a lot of questions concerning medication and offered 3 levels of cover, the highest level cost me £335 for a couple, me with Prostate Cancer and AF and Mrs W with no declared conditions.

That is single trip for 12 nights in France, hope I don't need to claim on it, but reviews were good, also need to take GHIC card.
Click to expand...
Thank you that’s very helpful. I’ve got PC but it’s managed by blood tests. Have no outstanding referrals for anything but last September I had cover refused by a number of online insurers as I had a cardiology referral for low pulse rate of 50 bpm. Last night the consultant rang me to discuss and said no action required as my ECGs were okay I had no negative signs. So now thinking of foreign climes.
 
Hi Clive
I am due a uteroscopy procedure in the next couple of weeks so will need to inform them of that, as it is not related to PC, will see whether they up the premium, good luck with your planned trip.
 
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