Why is caravan insurance so expensive?

[Morganic]

My small caravan valued at £10500 cost me £220 to insure for this year. My car valued at £18000 cost me £214. My car is driven by 3 drivers and I do about 10000 miles a year.I do about 1500 with the caravan so why, bearing in mind the values and mileages why is it more costly to insure the caravan? Seems to me someone is onto a good thing!

 

[J.Lo]

The reason the insurers give for this rip off premium is that a caravan is easy to steal and a lot are being stolen. Now ask can you insure for damage only. You can guess the answere in one. J.Lo

 

[Jimbob1]

Morganic.

considering you are insured for 3drivers with you car you have got a very cheap insurance and your caravan is a very reasonable price,some of these cheap insurance companies are not so hot on paying up when you have a bump,cheapest is not always best.We insure our caravan with the Caravan club now they aren't the cheapest but they are the very best and I know that from expierce.jimbob