Im with churchill, premium went up £150 this renewal so straight onto them asking why - no accidents etc but had changed car for a smaller engined and sized car, the excuse given was the car was a 2.3 engine and i said so why is it dearer than the vehicle i had before which had a 2.7 engine in it, he said just a minute put the music on then came back and lowered the price by £100 which i decided was acceptable for the new car it being slightly younger than my old one, never accept insurance quotes at face value any more, found that out when we had a few vehicles