But people do. It may sound a bit elitist but we've placed complicated technology into the hands of people who have no idea what they're doing at times. Someone, somewhere will fall foul of these sorts of things otherwise the 'black hats' wouldn't keep trying it on.
Just look at the latest cyber attacks at M&S, Co-op and Harrods. All thought to have been the result of a phishing attack via email or direct calls to support staff who were taken in by the scam.
Crypto scams abound because of the promise of big returns and people sign up.
Years back when my Aunt was alive and prior to the internet, she would get letters asking for money to be sent to someone she didn't know but was promising a lot in return. Despite family efforts she would still send off money saying that we'd be sorry we'd tried to stop her when she'd get a lot of dosh back.
What's that saying.... 'There's one born every minute......'