Pet Insurance

[Val & Frank]

Our cat was knocked down 2 weeks ago, she survived but needed extensive treatment. The final bill was for £1086.83p which we had to pay up front to the vets.

The vets submitted our claim to the Insurance Company who have said they will meet the claim in full less £50 excess. Further they said I could expect the cheque within 7 to 10 working days.

So the £65 cost of the insurance premium has been good value. The Insurance company is linked to a well known High Street Store who advertise It's your M & S.

Val & Frank

 

[CliveV]

Really pleased it worked out well for you Frank - Hope the cat continues to do well.

My only concern about the high street outlets is that it is "caveat emptor" or buyer beware. Obviously not a problem here with Pet Insurance, but can be for things like Life Assurence etc that usually should be written in trust to ensure the moneies goes to the intended beneficiaries.

Just be aware that if you buy from such outlets, no responcibility is taken by the outlet (in this case M&S if I read you correctly).

As I say - not a problem in this pet insurance case but probably best not to extrapolate this good experience to all insurance/assurance.

 

[sparkes]

Our dog has had a number of operations recently and the bill is nearly

 

[Wendy-Norfolk]

One of my daughters' house cats had a trip to the vets last week with a bad foot, the Xray revealed a couple of broken bones. My daughter was naturally concerned with the cost of the treatment, and was pleased that the vet did not expect payment immediately.

She phoned the insurers for a claim form which arrived in the post next day, she took the cat to the vet for a checkup, vet signed claim, form submitted, all settled and my daughter paid

 

[trucker]

Frank hope all is well with your cat, Im pleased that M&S are good in this market as our dog is insured with them but as luck would have it not had to claim yet, but sounds good news for claims anyway

Kevin H

 

[JackieandSteve_5080688]

Oh M&S pet insurance i could sing their praises all day I have both my dogs insured with them and both have no excess. For my youngest dog who is a Rottweiler i have claimed nearly

 

[Guest]

You may have a shock when you renew the Insurance. Our daughters renewal was massive. She called them and the guy just said, "Phoning to cancle like everyone else" , " Don't tell me I know, it's to expensive", "thanks for you call I don't sell any more I just take cancellations" poor guy sounded most depressed!

 

[JackieandSteve_5080688]

I know it`s gone up but i`m not bothered. I`ve found out a brief cost as someone who has the same dog and age as mine lives near to me and has had her renewal. I`m sure i can stretch to an extra

 

[Val & Frank]

Hi

Received our cheque today for the full amount less the excess. As JackieandSteve pointed out if you have had good treatment you are willing to pay the increase.

You can't insure your cat or dog any place else, and have the current injuries covered, but stay with the company and you remain covered. Insurance is a for profit industry,you claim you pay, stupid cat, but she does give us a lot of pleasure.

Val & Frank

 

[CliveV]

Delighted it has all worked out as well as it has.

 

[Val & Frank]

Thanks CliveV

Mind you as you pointed out Pet Insurance is not the same as People Insurance.

Frank