My wife has just renewed her annual travel insurance that covers EuropeTurkey and Egypt as well as booked holidays in UK. It is the LV Premium policy at ยฃ124 for up to 90 days abroad. So it covers her forthcoming trip to the Highlands, a booking for a large 4 bedroom forest lodge in 2022 and 10 days in Rhodes next year, a holiday deferred from 2020 and 2021.
The EH1C still gives the cover it has always done, but we have always taken out separate travel insurance as the EH1C didnโt cover things like repatriation, death abroad, air ambulance back to UK etc, cancelled boookings, baggage, flight delays etc.