I've edited your post to remove the name of an insurance provider that you have complained about.. I've looked at Caravan and Motorhome club (Red Pennant) and they are a really different cup of tea - Their policy includes repatriation of a caravan if the driver cannot tow it home AND pays towards getting the drive back by whatever means! Excellent. But I don't know if Red Pennant is more expensive.
Sorry but folks have to be responsible for their actions and decisions where such matters arise. Insurance prices rise rapidly post 80 years of age and the insurer or recovery provider run a business not a charity. How many times do we hear of families urging HMG to bring someone home who is ill or has died. The plea is because they did not take out insurance. HMG don’t have money of their own it’s taxation that provides the money.The OP says RAC told him that they would not go that far. Seems odd, as they either issued a policy that covered Spain or they did not. If they had not covers Spain then that should be the reason for the decision. Given his age and circumstances some compassion would not go astray here.
If you read the policy it does cover Spain. But it’s for breakdown or post accident of the car, and associated trailer. This event would not be covered by that policy. Although there’s a travel/medical policy available and that’s where the subsequent consequences of a medical claim are most likely to be dealt with. But the OP should contact the club travel service if not done so already.The OP has said that it is the C&CC policy which would either have recovery or not. He says they say it is too far for them to travel, but either Spain is covered or it is not.
My friends had their car repatriated from France when the wife was ill and had an air ambulance. Because hubby had to accompany her and be with her back in U.K. the car was recovered under a claim against the medical element of the travel insurance policy.There is no cover in the medical expenses policy either on reading it although given the OP's age I would think that would be very expensive. It does look like there is a major flaw in the C&CC policy as this sort of event is foreseeable and people need that cover. Having said that I checked the CAMH site and that seems to be the same.
This is a very possible scenario and I do wonder if anyone has had this cover and who from.
Thanks, that policy seems to cover recovery after a breakdown or accident so have the insurers offered the £1000 towards the costs as a goodwill gesture. If they had then that’s a positive gesture on their part. Have you been in contact with the travel/medical insurers to see what their response would be?The recovery policy called Caravan Care