Hello,
This is my first post so I am not sure whether I am in the right place.
We recently decided to change our caravan for a newer one.
We tow with a VW Passat with a kerbweight of 1591kg. and a maximum towing weight of 1800kg.
We looked around and decided on a fixed bed Bailey. During the negotiations, the dealer checked on the ratio between our cars kerbweght and the maximum weight of the caravan..
The ratio came in at 100%. This is not ideal but as experienced caravanners, we would consider the changeover.
The dealer then advised us to check our caravan insurance. We did this and in the small print we found that the caravan would not be insured for on the road use if the car/caravan ratio was higher than 95%.
We checked other insurers and found a number of them had similar conditions.
This is the first time we have been advised to check the ratio with our insurer but it was certainly good advice.
This is my first post so I am not sure whether I am in the right place.
We recently decided to change our caravan for a newer one.
We tow with a VW Passat with a kerbweight of 1591kg. and a maximum towing weight of 1800kg.
We looked around and decided on a fixed bed Bailey. During the negotiations, the dealer checked on the ratio between our cars kerbweght and the maximum weight of the caravan..
The ratio came in at 100%. This is not ideal but as experienced caravanners, we would consider the changeover.
The dealer then advised us to check our caravan insurance. We did this and in the small print we found that the caravan would not be insured for on the road use if the car/caravan ratio was higher than 95%.
We checked other insurers and found a number of them had similar conditions.
This is the first time we have been advised to check the ratio with our insurer but it was certainly good advice.