I also concur however as said technology has moved on significantly since then. Also we now have a new term known as MIRO in addition to kerbweight. I would think that the MIRO would be a better starting point with newer vehicles as it includes mass of the vehicle with bodywork in running order including coolant, oils, fuel, tools, spare wheel and driver.
Some insurance companies who have access to better statistics than we will ever see have a clause in their T&Cs regarding the weight ratio which must not exceed 95% so maybe they know something more about modern cars that we don't know?