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Only CAMC gave me a quote on new van

E

Echodale

Have been trying to get quotes today on my new Elddiss Affinity 574 and no company apart from CAMC would insure it. I see much more valuable outfits when I am on my travels so how are those owners insuring them?
Cover required:
to replace 'van and equipment (including awning and security devices) would be £34K
to replace contents £1000
stored in CAMC compound
20 years experience and no claims
Alko Wheel lock and hitchlock
 
Last edited:
Echodale said:
Have been trying to get quotes today on my new Elddiss Affinity 574 and no company apart from CAMC would insure it. I see much more valuable outfits when I am on my travels so how are those owners insuring them?
Cover required:
to replace 'van and equipment (including awning and security devices) would be £34K
to replace contents £1000
stored in CAMC compound
20 years experience and no claims
Click to expand...

Last year I struggled at 35K as the caravan is kept at home

CAMC were one of the few to quote, I just hope they don't ramp up the price this year.
 
I had no problems getting quotes for New for old on our 2013 Coachman, Replacement cost of 36k, but very high quotes from CCC and CAMc ie £600 so went for market price. £260
 
I’m still with CAMC, 15 years on but only market value. With a brand new caravan I can understand your sensible desire to have the correct insurance in place.

Look to the specialists who are not on “compare sites”. There a number of good ones.

Be very careful to fully understand ALL the security requirements.Adhere to them like glue.
I have to say the two Clubs Insurance covers are second to none, less demanding in most areas, and have a good reputation in handling claims sensibly.
Others will take your money and then do their best not to pay a claim because of a “small print “breach.
Sadly you get what you pay for today. Location of home and storage plays a big part too.
 
Our caravan is new for old insure for over £40k no issue, but we are on a CASSOA Storage site. As you are storing on a CAMC storage site, you will need to phone as Online quotes will be refused unless you also have ALKO secure locks and perhaps a tracker. No wheel locks normally means no insurance. CAMC are not very competitive with their Caravan Cover quotes. Your choice.
 
Buckman said:
Our caravan is new for old insure for over £40k no issue, but we are on a CASSOA Storage site. As you are storing on a CAMC storage site, you will need to phone as Online quotes will be refused unless you also have ALKO secure locks and perhaps a tracker. No wheel locks normally means no insurance. CAMC are not very competitive with their Caravan Cover quotes. Your choice.
Click to expand...
Interesting, can you say who are you insured with and what is annual premium?
 
We are with Caravanguard and the sum insured is very similar and it is kept in a CAMH compound. Absolutely no problem although they did require a wheel clamp, hitch lock and another security device from a choice. Far cheaper than CAMH and they rang at renewal as well as writing to check on what we needed for the next year.
We have now got leg locks as well.
If others cannot insure you they must be losing large amounts of business, as yours is fairly typical of what I can see in the storage and on site.
 
Raywood said:
We are with Caravanguard and the sum insured is very similar and it is kept in a CAMH compound. Absolutely no problem although they did require a wheel clamp, hitch lock and another security device from a choice. Far cheaper than CAMH and they rang at renewal as well as writing to check on what we needed for the next year.
We have now got leg locks as well.
If others cannot insure you they must be losing large amounts of business, as yours is fairly typical of what I can see in the storage and on site.
Click to expand...
That is weird that they would not quote for me then, unless you are storing at one of the two CAMC sites that has a CaSSOA award,
 
Echodale said:
That is weird that they would not quote for me then, unless you are storing at one of the two CAMC sites that has a CaSSOA award,
Click to expand...
Both of the main clubs quoted me for our 2013 Coachman, new for old, and we are not on a Cassoa site, private storage site, .
I wonder if the insurers have a list of the sites and number of thefts from them.?
 
Echodale said:
That is weird that they would not quote for me then, unless you are storing at one of the two CAMC sites that has a CaSSOA award,
Click to expand...
Not weird at all. Yours is a new high value Elddis on probably and new for old policy whereas others maybe older caravans of less value. Insurers may not be aware what a CAMC storage site is and maybe a verbal communication would be better. Seems silly, but try and explain that CAMC stands for "Caravan and Motorhome Club" as that may help.
 
Buckman said:
Not weird at all. Yours is a new high value Elddis on probably and new for old policy whereas others maybe older caravans of less value. Insurers may not be aware what a CAMC storage site is and maybe a verbal communication would be better. Seems silly, but try and explain that CAMC stands for "Caravan and Motorhome Club" as that may help.
Click to expand...
Insurance companies may still be referring to it as the "Caravan Club".
 
Receive a email from caravan guard your caravan due for renewal we cancelled with them last july So i rang them they have made a note on file .
 
Echodale said:
That is weird that they would not quote for me then, unless you are storing at one of the two CAMC sites that has a CaSSOA award,
Click to expand...
It is Strathclyde Park which is CASSOA Gold and looks very secure. I thought all their sites had CASSOA ratings. The ones I have seen generally look very good although looking at their information only a few do have gold status.
 
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